ING is a global financial institution with a strong European base, offering banking services through its operating company ING Bank. ING Bank’s goal is to enable people to stay ahead of the curve in life and in business. ING Bank’s more than 57,000 employees provide retail and wholesale banking services to customers in more than 40 countries.
ING Group shares are listed on the Amsterdam (INGA NA, INGA.AS), Brussels and New York Stock Exchange (ADR: ING US, ING.N) stock exchanges.
Sustainable development is an integral part of ING’s strategy, as evidenced by ING’s leading position in sector benchmarks by Sustainalytics and MSCI and our âA-listâ rating by the CDP. ING Group shares are included in the main sustainability indices and environmental, social and governance (ESG) indices of the main suppliers STOXX, Morningstar and FTSE Russell. In January 2021, ING received an ESG assessment score of 83 (âstrongâ) from S&P Global Ratings.
IMPORTANT LEGAL INFORMATION
Elements of this press release contain or may contain information about ING Groep NV and / or ING Bank NV within the meaning of article 7, paragraphs 1 to 4 of EU regulation n Â° 596/2014.
Some of the statements contained in this document are not historical facts, including, without limitation, certain statements made about future expectations and other forward-looking statements that are based on the current views and assumptions of management and involve known and unknown risks and uncertainties which could cause actual results, performance or events to differ materially from those expressed or implied in such statements. Actual results, performance or events may differ materially from those shown in these statements due to a number of factors, including, without limitation: (1) changes in general economic conditions and customer behavior , in particular the economic conditions in ING’s main markets, including changes affecting exchange rates, (2) the effects of the Covid-19 pandemic and associated response measures, including lockdowns and restrictions travel, on economic conditions in the countries in which ING operates, on ING’s activities and operations and on ING’s employees, customers and counterparties, (3) changes affecting the levels of interest, (4) any default of a major market player and the resulting market disruptions, (5) changes in the performance of financial markets, including in Europe and in developing markets, (6) political instability and fiscal uncertainty in Europe and the United States, (7) stoppage or evolution of âbenchmarkâ indices, (8) inflation and deflation in our main markets, (9) changes in general credit and capital market conditions, including changes in the creditworthiness of borrowers and counterparties, (10) bank failures falling within the scope of state indemnity regimes, (11) failure to comply with or changes in laws and regulations, including those relating to financial services, financial economic crimes and tax laws, and their interpretation and application, (12) geopolitical risks, political instabilities and policies and actions governmental and regulatory authorities, (13) legal and regulatory risks in certain countries with and regulatory frameworks, (14) prudential supervision and regulation, including with regard to e stress tests and regulatory restrictions on dividends and distributions, (also among group members), (15) regulatory consequences of the United Kingdom’s withdrawal from the European Union, including authorizations and decisions equivalence, (16) ING’s ability to comply with a minimum capital and its prudential regulatory requirements, (17) changes in the regulation of the American commodities and derivatives activities of ING and its clients, (18 ) the application of bank reorganization and resolution regimes, including the powers of impairment and conversion with respect to our securities, (19) outcome of current and future litigation, enforcement proceedings, investigations or other regulatory actions, including complaints from customers who feel misled and other conduct issues, (20) changes in tax laws and regulations and the risks of non-co nformity or investigation in relation to tax laws, including FATCA, (21) operational risks, such as system interruptions or failures, security breaches, cyber attacks, human errors, changes in practices operational or inadequate controls, including over third parties with whom we do business, (22) the risks and challenges of cybercrime, including the effects of cyber attacks and changes in laws and regulations related to cybersecurity and data privacy, (2 3) changes in general competitive factors, including the ability to increase or maintain market share, (24) failure to protect our intellectual property and claims for infringement by third parties, (25) the inability of counterparties to meet their financial obligations or the ability to enforce their rights against these counterparties, (26) change s in credit ratings, (27) business, operational, regulatory, reputational and other risks and challenges related to climate change, (28) inability to attract and retain key personnel, (29) future liabilities under plan challenges pension benefits (30), failure to manage business risks, including with respect to the use of models, the use of derivatives or the maintenance of appropriate policies and guidelines, (31) changes in the capital and credit markets, including interbank funding, as well as customer deposits, which provide the liquidity and capital required to fund our operations, and, (32) other risks and uncertainties detailed in the report ING Groep NV’s most recent annual report (including the risk factors contained therein) and the most recent ING information, including press releases, which are available at www.ING.com.
This document may contain inactive text addresses to websites operated by us and third parties. Reference to these websites is for informational purposes only, and information found on these websites is not incorporated by reference in this document. ING makes no representations or warranties as to the accuracy or completeness of the information found on websites operated by third parties, nor does it assume any responsibility for such information. ING specifically declines all responsibility for any information found on websites operated by third parties. ING cannot guarantee that websites operated by third parties will remain available after the publication of this document, or that the information found on these websites will not change after the submission of this document. Many of these factors are beyond ING’s control.
Any forward-looking statement made by or on behalf of ING is only valid on the date on which it is made, and ING assumes no obligation to publicly update or revise any forward-looking statement, whether at the following new information or for any other reason.
This document does not constitute an offer to sell or the solicitation of an offer to buy any securities in the United States or in any other jurisdiction.