Mattress financing for bad credit at 0% APR + Payment plan up to 5 years


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GhostBed Mattress Offers Best Financing For Buyers With Little To No Credit Until December 3

Let’s face it, mattresses are so expensive. When you read tweets on social media. All you hear are complaints when people go to buy mattresses and realize how expensive a new mattress can be. Then you start to wonder why there are more mattress stores than Starbucks cafes.

People are starting to wonder: how do all these mattress stores stay in business? It’s not like everyone is buying a mattress at the same rate that they need a daily dose of caffeine.

So, buyers are starting to look online at Amazon to check out mattresses under $ 500. Of course, they are inexpensive but can be sketchy as you can see; they’re made overseas and you just don’t know what they used to fill that mattress that you rest your body on for over 8 hours a day.

If you go this route, you can save money in the short term, a consideration if you have credit problems or don’t think you can afford something more expensive. But really investing in sleep is important – it’s what gives you the energy you need to be successful in your day. Still, it can be difficult for some to afford a mattress that will actually last and give you the deep sleep you really need.

This is where our friends at GhostBed come in. It is a 5th generation family business that really cares about providing a luxury mattress at a more affordable price. When you compare to Casper, Purple, Sealy, and Tempur-Pedic, you get the same level of quality, but in some cases at 30-50% of the purchase price at a mattress store.

Now we’ve heard that GhostBed has made a deal with Affirm to make purchasing a mattress and adjustable base affordable.

5 years = 60 months 0% APR

Yes, that’s the deal. It’s like getting an energy saving loan to buy that furnace, those windows, or whatever home improvement project you’ve been putting off for ages. Now you can treat yourself to the simple pleasure of a 5 star hotel mattress and have up to 5 years to pay. That’s 60 months of a super low payment plan with zero percent interest.

Ghost Bed already offers up to 2 years of 0% APR, but this new offer is available now until November 15, 2021.

You have two options:

$ 3,000 + minimum purchase = 4 years 0% APR

The average package is just over 3,000 to qualify and always get a good deal for 40% off.

$ 4000 + minimum purchase = 5 years 0% APR

If you add that adjustable base and look at a king size mattress and set of accessories, it’s not too far from that minimum purchase, and yet you’re still saving money compared to similar models from top brands that would set you back around $ 7. $ 000 or more.

Don’t wait Buy now! Supply shortages

Before you think about waiting for the Black Friday deals, remember that we still have a pandemic going on. So the best deals are available now while supplies last.

GhostBed ships within 24 hours and has stock inventory! Other brands are in trouble.

GhostBed by Nature’s Sleep has 20 years of wholesale experience and has helped manage supply chains and strong factory links to stay in stock. Here’s a post to talk about their promise of fast shipping from founder Marc Werner (as in Werner Ladder). So, they have a history as a 5th generation family business to stay on top of supply chain logistics as the world otherwise seems to be at a standstill for the movement of products these days.

Additionally, GhostBed ships from 15 locations, allowing them to arrive bulk items in 2-5 days via Fedex. Or you can choose WhiteGlove delivery and not have to worry about anything with the full installation and removal of the mattress for just an additional $ 99 to $ 199.

While the company has been around for 20 years, the GhostBed brand was one of the first mattress in a box brands, now celebrating its 6th anniversary (on Halloween no less).

Now on &

30% off mattresses made in the USA + 2 free luxury pillows (a value of $ 190)


40% off adjustable base sets


25% off adjustable bases, all-in-one foundation, ghost sheets, ghost protectors, all-in-one GhostBed memory foam mattress topper protector and 100 pillowcases % mulberry silk

Ghost Smart Bed 3D Matrix – Up to $ 2,000 off + 2 free luxury pillows (value of $ 190)

* The promotion will be valid until 11/21/21.

If you’re still in doubt, well, we’ve researched and checked out a ton of brands like Purple, Mattress Firm, Casper, Lessa, Nectar, Helix, Layla, and Mattress King,

This is really the best deal – 0% APR for 2 years to 5 years payable.

Option-to-buy rental stores target people with bad credit with limited options. Sure, companies like this can get you approved, but the reality is you would be paying around double the cost if you had the money to pay today. Plus, you don’t need to open another credit card that you don’t need. Now, with 0% APR, you can afford luxurious quality sleep.

Low credit – No credit

Affordable luxury for little or no credit.

Now nothing in life is guaranteed. But this deal is about to create a better sleeping environment in your bedroom.

If you have poor credit or no credit, it is definitely worth giving GhostBed a chance to verify with Affirm. It only takes 2 minutes to apply to find out if you qualify.

It’s a real deal that you get the same 0% APR deal on a great quality mattress.

Overall, this is the best deal we’ve seen for 0% APR with a fair price from a small family business that takes pride in their mattresses made in the USA and Canada. Check it out, add a few items to your cart, and you’ll see the monthly payments with Affirm. You will be surprised how affordable your 0% monthly payments could be!

Here are some examples of mattresses and packages you might get:

GhostBed Adjustable King Set

  • Endless ergonomic positions, including weightlessness

  • 15 silent massage modes

  • LED lighting under the bed, four USB ports and two wireless remotes


As you can see, this deal is just $ 67 per month with 0% APR and 40% savings with the GhostBed Luxe – the coolest mattress and adjustable base set.

GhostBed Adjustable Base Combo Set

  • Exceptional quality at an affordable price

  • Endless ergonomic positions, including weightlessness

  • 15 silent massage modes

  • LED lighting under the bed, two USB ports and wireless remote control

  • Adjustable base works with all types of mattresses


  • People who snore

  • Back pain relief

King Mattress with GhostBed 3D Matrix and 40% Off Adjustable Base Composition only costs $ 77 with 4 years to pay off at 0% APR with Affirm financing.

Ghost smart bed – 3D Matrix®

Intelligent mattress technology and patented cooling

Ghost smart bed is a high-tech mattress for deep sleep. Here you can get the Queen mattress for just $ 117 per month with 0% APR for 5 years

So a lot of options ranging from mattresses from around $ 800 to $ 1,500 as well as some amazing accessories. Discover GhostBed. Add a few items to the cart and find an affordable plan that fits your budget!


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